Market Pulse
Where Camden County stands — September 2026
By the Numbers
Listings
Under Contract
This Month
This Month
List Price
Sold Price
on Market
Ratio
to Sale Ratio
with Price Reductions
What This Means For You
With almost 7 months of homes sitting on the market and nearly 7 months of inventory to choose from, you've got real negotiating power in Camden County right now. Homes are selling for about 95% of asking price, so don't be afraid to make an offer below list — sellers are showing more flexibility than they were last month. As lake season winds down, this is a good window to find deals before next spring's buying rush returns.
Prices are still trending up — the median sold price climbed nearly 3% from last month to $288,000 — but buyers now have more options and more time to decide, so pricing your home right from the start really matters. Homes are taking around 41 days to sell and closing a bit below asking price, which means overpricing could leave your listing sitting as we head into the slower fall and winter months. If you're thinking about selling, leaning into waterfront appeal or rental income potential can help your home stand out in a market that's shifting toward buyers.
Month-Over-Month
September 2026 vs. prior month — Residential
| Metric | September 2026 | August 2026 | Change |
|---|---|---|---|
| Median Sold Price | $288,000 | $280,000 | ▲ 2.9% |
| Median List Price | $327,450 | $349,900 | ▼ 6.4% |
| Avg Days on Market | 41 days | 44 days | ▲ Faster by 3 days |
| List-to-Sale Ratio | 94.8% | 96.9% | ▼ 2.1 pts |
| Active Inventory | 48 | 51 | ▼ 3 |
| Homes Sold | 7 | 9 | ▼ 2 |
| Months of Inventory | 6.86 mo. | 5.67 mo. | ▼ Loosening |
Price Distribution
Where is inventory concentrated right now?
What Sold, By Home Size
Find your bedroom count and read across
| Home size | Sold | Median price | Median days | Median sq ft | % of asking |
|---|---|---|---|---|---|
| 1 bed | 9 | $153,900 | 80 days | 673 | 93.6% |
| 2 beds | 25 | $243,000 | 26 days | 1,035 | 94.5% |
| 3 beds | 48 | $342,450 | 39 days | 1,920 | 96.5% |
| 4 beds | 17 | $429,500 | 51 days | 2,533 | 94.3% |
| 5+ beds | 5 | $1,130,000 | 41 days | 3,872 | 93.4% |
By City — Camden County
Individual conditions for each community within the county
Featured Properties
Selected active listings in Camden County
Market Commentary
Our team knows this market inside and out. Whether you're buying your first home, selling a farm, or searching for land — we're here to guide you.
September brought the usual late-summer transition to the Lake of the Ozarks market, as the final stretch of boating season gives way to a quieter fall buying environment. With 6.86 months of inventory now on the books, Camden County sits squarely in buyer's market territory, giving house hunters more room to negotiate than they've had in recent months. That shift shows up clearly in the list-to-sale ratio, which eased to 94.8%, meaning sellers are absorbing slightly more of the gap between asking price and final sale price. Homes are also moving a bit faster than they were in August, with average days on market dropping to 41.1 — a sign that serious, motivated buyers are still active even as overall foot traffic slows heading into fall. The median sold price ticked up to $288,000, a modest 2.9% gain over last month, but the real story is the growing divide between list price and sold price expectations — sellers are asking $327,450 on average while buyers are closing closer to $288,000. That gap, combined with only 7 homes selling against 48 active listings, tells us this is a market where pricing strategy matters more than ever. Overpriced listings, particularly those without direct water access, are likely to sit. Camdenton illustrates this well, with a balanced market and the longest average days on market in the county at 58 days, even with a strong median list price near $465,000 reflecting its mix of full-time residential and higher-end inventory. Sunrise Beach stands out as the exception to the broader cooling trend, holding firm as a seller's market with homes moving in just 24 days and a median list price above $504,000 — a reflection of tighter inventory and the premium that waterfront and lake-view properties continue to command in this segment. Lake Ozark and Osage Beach remain active with healthy listing counts, though both markets lack enough closed sales data yet to classify their conditions definitively. For sellers, the message this month is clear: realistic pricing tied to actual waterfront access and rental income potential will move properties, while aspirational pricing risks extended time on market. For buyers, September offers a rare window of leverage before next spring's lake season demand resets the pace.